2026 AUDITED DATA

Can You Afford an Apartment in Irving, TX? Move-In Cash Guide (2026)

Median rent increased year-over-year, but saw a $22 month-over-month decrease in late 2025. Tip: Peak demand is summer; October-December offers a more relaxed moving experience with moderate prices.. Local Law: Texas law requires a 75-day written notice for rent increases over 10% in some zones..

Tip
Quick Answer

To securely move into a median-priced apartment in Irving, TX, you typically need $3,750 upfront. This consists of the first month's rent ($1,550), a standard security deposit ($1,550), and estimated moving logistics ($650).

Quick Cost Facts: Irving, TX

  • Average 1BR rent: $1,550 per month.
  • Typical move-in cash: around $3,750 (rent + deposit + moving).
  • Target gross income: about $4,650/month for standard 3x rent screening.
  • Main question: can you clear the full upfront cash requirement without wiping out your buffer?
Median Rent
$1,550
p25: $1,240 | p75: $1,860
Total Move-in Cash
$3,750
First + Deposit + Movers

Economic Reality Check for Irving

Median Income
$79,641
Annual Rent / Income
22.9%
Rent-Burdened Renters (35%+)
32.5%
Renter Share
61.7%
Pressure signal: ELEVATED (source: US Census ACS place-level data).

Itemized Move-in Invoice

ESTIMATED BREAKDOWN 2026 COST INDEX
First Month Rent
Standard target for Irving
$1,550
Security Deposit
Standard practice in Irving is one month's rent for qualified applicants with no legal state cap.
$1,550
Moving & Logistics
2 movers, 4 hours; standard pricing for the Dallas-Irving-Plano corridor.
$650
TOTAL UPFRONT $3,750
Have a pet? See pet cost breakdown →
Expert Strategy

The Irving Renter's Blueprint

Check distance to DFW airport; flight path noise can be a factor for North Irving rentals.

Timing Tip: Peak demand is summer; October-December offers a more relaxed moving experience with moderate prices.
Local Protections

Tenant Rights & Law

Texas law requires a 75-day written notice for rent increases over 10% in some zones.

Regulatory Note: Local ordinances in TX may cap security deposits to 1-2 months' rent.
THE VERDICT ENGINE

Can you clear Irving's move-in threshold?

Rent alone is not the decision. Our simulator checks whether your cash, pet status, and screening pressure are enough to survive application and move-in day.

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Moving FAQ

What income do I usually need to rent in Irving?

Landlords require gross income to be 3x rent. In Irving, you'll need around $4,650/mo.

What is a local tip for renting in Irving?

Check distance to DFW airport; flight path noise can be a factor for North Irving rentals.

When is the best time to move to Irving?

Peak demand is summer; October-December offers a more relaxed moving experience with moderate prices.

How stretched is rent vs income in Irving?

ACS data indicates the annual rent-to-income ratio is roughly 22.9%, which we classify as elevated pressure.

What are the typical upfront costs for a rental in Irving?

Usually, you'll need the first month's rent, a security deposit, and moving logistics. Total estimate: $3,750.

Explore Specialized Scenarios

Can I move to Irving with $5,000? Renting in Irving with poor credit Moving to Irving with pets

Exploration Guide: Irving

Pet
Pet Ownership
Deposits & Rules
Credit
Bad Credit Guide
Approval Strategy
Cash
$5,000 Savings
Affordability Audit
Move
Relocation Cost
Long Distance

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