Monthly Data Release
Move-In Cost Index: March 2026
This index tracks estimated move-in liquidity across 100 audited US cities using median rent, typical deposit multipliers, and local moving costs.
Coverage
100 Cities
Highest Upfront (Sample)
New York, NY
Lowest Upfront (Sample)
Wichita, KS
Top 20 Highest Move-In Cash Markets
| City | Median Rent | Deposit | Moving | Total Upfront |
|---|---|---|---|---|
| New York, NY | $3,850 | $3,850 | $1,100 | $8,800 |
| Jersey City, NJ | $3,100 | $4,650 | $1,050 | $8,800 |
| San Francisco, CA | $3,000 | $3,000 | $1,150 | $7,150 |
| Boston, MA | $2,950 | $2,950 | $1,000 | $6,900 |
| Irvine, CA | $2,950 | $2,950 | $950 | $6,850 |
| San Jose, CA | $2,800 | $2,800 | $1,050 | $6,650 |
| Miami, FL | $2,700 | $2,700 | $800 | $6,200 |
| San Diego, CA | $2,650 | $2,650 | $900 | $6,200 |
| Fremont, CA | $2,550 | $2,550 | $1,000 | $6,100 |
| Newark, NJ | $1,950 | $2,925 | $950 | $5,825 |
| Washington, DC | $2,400 | $2,400 | $950 | $5,750 |
| Santa Clarita, CA | $2,350 | $2,350 | $850 | $5,550 |
| Los Angeles, CA | $2,350 | $2,350 | $850 | $5,550 |
| Chula Vista, CA | $2,350 | $2,350 | $850 | $5,550 |
| Honolulu, HI | $2,200 | $2,200 | $950 | $5,350 |
| Santa Ana, CA | $2,200 | $2,200 | $850 | $5,250 |
| Seattle, WA | $2,150 | $2,150 | $950 | $5,250 |
| Anaheim, CA | $2,150 | $2,150 | $850 | $5,150 |
| Oakland, CA | $2,050 | $2,050 | $1,000 | $5,100 |
| Chicago, IL | $2,100 | $2,100 | $750 | $4,950 |
Top 20 Lowest Move-In Cash Markets
| City | Median Rent | Deposit | Moving | Total Upfront |
|---|---|---|---|---|
| Wichita, KS | $850 | $850 | $550 | $2,250 |
| Toledo, OH | $900 | $900 | $500 | $2,300 |
| Laredo, TX | $950 | $950 | $450 | $2,350 |
| Tulsa, OK | $950 | $950 | $500 | $2,400 |
| El Paso, TX | $950 | $950 | $500 | $2,400 |
| Lubbock, TX | $1,000 | $1,000 | $500 | $2,500 |
| Oklahoma City, OK | $1,050 | $1,050 | $500 | $2,600 |
| Memphis, TN | $1,050 | $1,050 | $550 | $2,650 |
| Louisville, KY | $1,100 | $1,100 | $550 | $2,750 |
| Corpus Christi, TX | $1,100 | $1,100 | $550 | $2,750 |
| Fort Wayne, IN | $1,100 | $1,100 | $550 | $2,750 |
| Omaha, NE | $1,150 | $1,150 | $550 | $2,850 |
| Lexington, KY | $1,150 | $1,150 | $550 | $2,850 |
| Lincoln, NE | $1,150 | $1,150 | $550 | $2,850 |
| Tucson, AZ | $1,150 | $1,150 | $550 | $2,850 |
| St. Louis, MO | $1,150 | $1,150 | $600 | $2,900 |
| San Antonio, TX | $1,180 | $1,180 | $550 | $2,910 |
| Indianapolis, IN | $1,200 | $1,200 | $550 | $2,950 |
| Cleveland, OH | $1,200 | $1,200 | $550 | $2,950 |
| Baton Rouge, LA | $1,200 | $1,200 | $600 | $3,000 |
Highest Rent-to-Income Pressure (ACS)
Miami, FL
Pressure: Moderate
33.5%
Newark, NJ
Pressure: Moderate
33.0%
Detroit, MI
Pressure: Moderate
31.4%
Orlando, FL
Pressure: Moderate
28.6%
Los Angeles, CA
Pressure: Moderate
28.1%
Anaheim, CA
Pressure: Moderate
27.6%
Cleveland, OH
Pressure: Moderate
27.4%
Irvine, CA
Pressure: Moderate
26.8%
Santa Ana, CA
Pressure: Moderate
26.8%
New York, NY
Pressure: Moderate
26.8%
Boston, MA
Pressure: Moderate
26.5%
Tampa, FL
Pressure: Moderate
26.4%
Memphis, TN
Pressure: Moderate
26.3%
New Orleans, LA
Pressure: Moderate
26.3%
Philadelphia, PA
Pressure: Moderate
26.2%